Locally Owned. Locally Invested.

Online Banking

Privacy Statement

What Does University Bank Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons University Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information: Does University Bank share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus: YES NO
For our marketing purposes - to offer our products and services to you: YES NO
For joint marketing with other financial companies: NO We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences NO We don't share
For our affiliates' everyday business purposes-information about your creditworthiness NO We don't share
For non affiliates to market to you NO We don't share

 

Questions? Call (620) 231-4200 or go to www.ubpittsburg.com or www.ubarma.com

 

Who we are  
Who is providing this notice? University Bank, 1206 S Broadway, Pittsburg, Kansas;  University Bank, 501 E Washington, Arma, Kansas and University Bank, 1601 Suite A, K-66 Highway, Galena, KS

 

What we do  
How does University Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does University Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
  • We also collect your personal information from others, such as credit bureaus or other companies
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

 

Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • University Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • University Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • University Bank doesn't jointly market.
Other important information

We may disclose all the information we collect to service providers or companies as provided by law, such as check printing companies and debit card issuers.

We restrict access to "non-public personal information" about you to those employees that need to know that information to provide product and services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your "non-public personal information".