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Disclosures


USA Patriot Act Notice


USA Patriot Act Notice
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT UNDER THE USA PATRIOT ACT OF 2001

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see a form of identification with your photograph or other identifying documents. 


Overdraft Consent Details

Action Required

Important Information Affecting Your Checking Account

Dear Valued Customer:
A recent change to your checking account was approved by the Federal Government (effective August 15th, 2010) which will affect the level of service we provide you. Your action is required otherwise your checking account features will no longer be the same.

The new Federal regulation requires us to obtain your approval before we can consider payment of your ATM withdrawals and debit card purchases that may create an overdraft in your checking account. We currently provide this service to you as part of our Overdraft Privilege. The majority of our customers prefer having this service to avoid the embarrassment of having their debit card purchase denied at the grocery store checkout line, at the pharmacy when paying for prescriptions, at a restaurant when paying the bill, or other similar situations.

To continue receiving the same level of service, you will need to click on the "Continue to Consent Form" link below and complete the electronic form which will be submitted via a secure connection directly to the bank. Once you “opt-in” we will send you a letter to confirm your choice.

We appreciate having you as a customer and remember there is no charge for this service unless you use it.
Please remember that your prompt action is required so your service level is not disrupted.

University Bank